PACT'Décarbonation/Eau Maroc PME: 80% Grant for Green Advisory
Official guide to Maroc PME PACT'Décarbonation/Eau 2026: 80% grant for water, energy, and carbon footprint advisory up to 1,000,000 MAD, criteria & simulator.
PACT'Décarbonation/Eau is a public grant operated by Maroc PME under the PACTE TPME framework (2026-2030). It co-finances 80% of technical consulting costs for water efficiency, energy audits, digital consumption monitoring, and industrial decarbonization roadmaps, capped at 1,000,000 MAD. It is open to Moroccan SMEs with annual turnover ≤ 200M MAD and early-stage ventures.
What is the PACT'Décarbonation/Eau Programme?
In response to mounting environmental compliance, water scarcity, and export carbon border taxes (EU CBAM), PACT'Décarbonation/Eau supports Moroccan TPMEs in optimizing material and energy efficiency.
The programme strictly funds technical consulting and environmental audits. Crucial distinction: this grant does not finance the purchase of solar panels, water treatment plants, or physical machinery (CAPEX), which require bank debt or green financing lines.
Official Eligibility Criteria
In accordance with Maroc PME rules, eligible beneficiaries are:
- ✅ Moroccan private-law companies (SARL, SA, SAS), including in Industrial Acceleration Zones.
- ✅ Annual turnover excl. VAT ≤ 200M MAD in a closed fiscal year during the last 3 years.
- ✅ Early-stage projects (< 1 year old) projecting annual turnover ≤ 200M MAD in their business plan.
- ✅ Transformation cooperatives with annual turnover excl. VAT ≤ 200M MAD.
- ✅ Consortia or holding groups with an average annual turnover ≤ 200M MAD.
- ✅ Enterprises not held > 50% by a corporate group with annual turnover exceeding 200M MAD.
Ineligible Profiles & Exclusions
- ⚠️ Auto-entrepreneurs and unincorporated sole proprietorships.
- ⚠️ Companies or parent groups exceeding 200 million MAD in annual revenue.
- ⚠️ Physical capital expenditure presented as consulting fees.
Eligible and Excluded Advisory Scope
✅ Eligible Services (Advisory)
- Water consumption diagnostics and leak mitigation.
- Energy efficiency audits and conservation roadmaps.
- Comprehensive environmental audits and climate risk governance.
- Digital monitoring integration for real-time water/energy tracking.
- Climate compliance and energy management certifications (ISO 50001, ISO 14001).
- Process flow optimization, thermal insulation, waste and industrial water recycling (STEP).
- Energy transition and technology/resource substitution projects.
- Carbon footprint assessments (Bilan Carbone) and industrial decarbonization plans.
❌ Excluded Expenses (Non-Eligible)
- Procurement of physical equipment (photovoltaic panels, boilers, STEP plants).
- Civil engineering and real estate construction works.
- Routine utility bills (water/electricity) or recurring environmental fees.
PACT'Décarbonation/Eau Grant Simulator (80% up to 1M MAD)
Simulate the 80% co-financing grant and the indicative company remaining share in real time.
Educational Scenarios (Calculated Examples)
Scenario 1: Industrial Textile SME (300,000 MAD Energy & Water Audit)
Firm undertaking a thermal audit and process water recycling diagnostic.
Scenario 2: Industrial Exporter (1,400,000 MAD Comprehensive Decarbonization)
Enterprise carbon footprint and digital monitoring engineering exceeding the statutory cap.
The company wanted to purchase new equipment… before measuring where water and energy were bleeding
Initial Situation: In many industrial projects, business leaders jump straight to hardware solutions: new machinery, high-tech installations, or costly systems. But before capital deployment, one must first quantify exact consumption, leaks, and high-cost manufacturing flows.
Mokawala Intervention: Our advisory begins by categorizing the core need: Water, Energy, Carbon, waste, or manufacturing process. We then systematically decouple the engineering diagnostic from capex hardware acquisition, which requires a separate financial channel.
The goal is ensuring capital expenditure decisions are made following precise audit measurements, rather than preceding them.
Never finance the solution before measuring the problem.
🛡️ Composite case based on real advisory files handled by the firm, with details modified to preserve confidentiality.
Overall Green & Decarbonization Project Financing Stack
PACT'Décarbonation/Eau strictly finances technical audits and engineering. Here is how a full-scale industrial decarbonization project is structured:
Covers 80% of water audits, energy efficiency engineering, carbon footprint, and monitoring.
Non-repayable consulting grantSelf-financed 20% equity co-payment covering remaining advisory fees.
Company internal cash reservesPhysical green assets are funded through dedicated bank green loans or Tamwilcom guarantees.
Green bank credit / Tamwilcom Damane IstidamaShort-term financing supporting supplier transition to certified sustainable inputs.
Bank credit linesApplication Workflow
🏛️ Official Administrative Process
Submissions are made strictly through candidatures.marocpme.gov.ma. Files undergo administrative compliance vetting, technical Terms of Reference (TDR) assessment, and committee approval.
📋 Recommended Preparation Roadmap
- 🔹 Assemble 24 months of historical water and power utility billing.
- 🔹 Define project priorities: water savings, power reduction, or export carbon footprint.
- 🔹 Draft detailed TDR specifying audit methodology and measurable milestones.
- 🔹 Obtain qualified proposals from certified energy and environmental consulting firms.
- 🔹 Prepare certified tax returns and legal corporate files.
Required Application Documents
Standard administrative checklist for PACTE TPME processing:
- 📄 Legal corporate file: Commercial Register (Modèle J), Articles of Association, Patente.
- 📄 Certified financial statements (Bilans) for the last 3 closed financial years.
- 📄 Terms of Reference (TDR) for the environmental or energy advisory engagement.
- 📄 Technical and financial quotation from the qualified consulting firm.
- 📄 Historical consumption billing supporting the diagnostic rationale.
Points of Vigilance & Rejection Risks
⚠️ Statutory rejection criteria:
- • Turnover exceeding 200M MAD.
- • Attempting to claim physical hardware or machinery under the advisory grant.
- • Ineligible legal status (auto-entrepreneur, unregistered individual).
⚠️ Operational pitfalls:
- • Assuming the grant finances hardware CAPEX like solar panels or wastewater plants.
- • Vague TDR without concrete KPIs for energy or water reduction.
- • Starting the consulting mission prior to formal Maroc PME approval.
“Adil Miftah’s view: in water and energy projects, the biggest pitfall is starting with the price tag of new machinery. The sound methodology begins with measurement: what is our consumption, where are the leaks, and which technical intervention will generate measurable economic returns?”
“Advisory starts by pinpointing the operational challenge: Water, Energy, Carbon, waste, or processes. We isolate the diagnostic and technical audit from capex investment which requires a separate financial channel.”
Complementary Green Financing Schemes
🔄 Tamwilcom - Damane Istidama
To guarantee bank loans for green physical investments (solar, recycling, wastewater).
🔄 PACT'Performance
For overall productivity, digitalization, AI, and financial coaching up to 1M MAD.
🔄 PACT'Qualité
For quality and environmental management certification (ISO 14001) up to 400K MAD.
Frequently Asked Questions (FAQ)
Does this grant fund solar panels or water treatment plants?
No. PACT'Décarbonation/Eau exclusively co-finances technical expertise, audits, and advisory (80% up to 1M MAD). Physical equipment acquisition (CAPEX) must be financed through green bank credit or Tamwilcom guarantee lines.
What is the maximum grant ceiling under PACT'Décarbonation/Eau?
The statutory ceiling is 1,000,000 MAD per beneficiary enterprise, covering up to 80% of eligible technical consulting expenses.
Is an enterprise carbon footprint audit (Bilan Carbone) eligible?
Yes. Carbon accounting and industrial site decarbonization roadmaps are expressly listed as eligible core activities.
Can early-stage ventures (< 1 year old) apply?
Yes. Early-stage businesses under 1 year old qualify provided their business plan forecasts annual turnover ≤ 200M MAD over the next 3 years.
Structure your PACT'Décarbonation/Eau Dossier
Get strategic guidance on terms of reference and eligibility audit before formal submission.